Consumer Loans The First National Bank of Elmer offers a complete line of personal loan products available, at the lowest rates available. We take pride in providing fast and friendly service. The Bank's Loan Department is fully staffed with experienced professionals ready to understand your borrowing needs and to provide flexible terms to meet those needs. Home Equity Loans Home Equity Lines of Credit Auto Loans (New & Used) Recreational Vehicle Loans Personal Loans CD / Savings Account Loans Personal Lines of Credit Cash Reserve Overdraft Protection All of our Consumer Loan products feature: FAST Approval Lowest Rates Available Automatic Debit Available Pre-Qualification Available Customization to Fit Your Financing Needs For more information or to apply, stop in to one of our five convenient locations or contact one of our Customer Service Representatives.