Mortgage Loans The First National Bank of Elmer offers an extensive line of residential mortgage products comparable to any in the country, at the lowest rates available. We take pride in providing fast and friendly service. The Bank's Mortgage Loan Department is fully staffed with seasoned professionals ready to understand your borrowing needs along with providing flexible terms to meet those needs. Fixed Rate Mortgages With Terms Up to 40 Years Jumbo Loans Adjustable Rate Mortgages Land / Lot Loans Construction Loans Construction to Permanent Loans Bridge / Swing Loans All of our mortgage loan products feature: FAST Approval Lowest Rates Available Pre-Qualification Available Reduced Settlement Costs Customization to Fit Your Financing Needs Call Marie Gougon at 856-358-7000, ext 204 or Theresa Radcliffe at 856-358-7000, ext 205 to solve all of your mortgage needs. Personal service from our mortgage professionals who really care about what is best for you. We also offer: Construction to permanent loan program. Single closing, up to 95% financing. Settle quickly and be ready to build. For more information or to apply, stop in to one of our five convenient locations or contact one of our Customer Service Representatives.