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Rates

Current Deposit Rates

*Annual Percentage Yield (APY) Effective May 17, 2022

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Account Type Min. Balance to Obtain Percentage Yield
Interest Rate APY* Interest is Compounded/ Contracted
Basic Checking Account  None  None  None  None
Interest Checking Account $1,000 0.05% 0.05%  Monthly/Monthly
Money Market $1,000 Min. 0.05% 0.05%  Monthly/Monthly
$5,000 + 0.05% 0.05%
$10,000 – 24,999 0.05% 0.05%
$25,000 – 49,999 0.10% 0.10%
$50,000 – 74,999 0.10% 0.10% Monthly/Monthly
$75,000 – 249,000 0.15% 0.15%
Money Market Bonus
$250,000 + 0.20% 0.20%
SAVINGS
Statement Savings Account $50.00 0.20% 0.20%  Quarterly/Quarterly
Christmas Club Accounts $1.00 0.20% 0.20%  Simple/Maturity
CERTIFICATES OF DEPOSIT
91 Days $10,000 0.05% 0.05%  Monthly/Monthly
182 Days $500 0.15% 0.15%  Monthly/Monthly
12 Months $500 0.30% 0.30%  Monthly/Monthly
18 Months $500 0.30% 0.30%  Monthly/Monthly
24 Months $500 0.30% 0.30%  Monthly/Monthly
30 Months $500 0.30% 0.30%  Monthly/Monthly
36 Months $500 0.45% 0.45%  Monthly/Monthly
48 Months $500 0.50% 0.50%  Monthly/Monthly
60 Months $500 0.55% 0.55%  Monthly/Monthly
IRA CERTIFICATE ACCOUNTS
12 Month Fixed Rate IRA $100 0.30% 0.30%  Quarterly/Quarterly
18 Month Fixed Rate IRA $100 0.30% 0.30%  Quarterly/Quarterly
24 Month Fixed Rate IRA $100 0.30% 0.30%  Quarterly/Quarterly
30 Month Fixed Rate IRA $100 0.30% 0.30%  Quarterly/Quarterly
36 Month Fixed Rate IRA $100 0.45% 0.45%  Quarterly/Quarterly
48 Month Fixed Rate IRA $100 0.50% 0.50%  Quarterly/Quarterly
60 Month Fixed Rate IRA $100 0.55% 0.55%  Quarterly/Quarterly
  • Interest Rates and Annual Percentage Yield are subject to change solely at our discretion.
  • Maintenance or activity fees could reduce earnings on accounts.
  • Current rates will be quoted upon request or at the time of account opening.
  • Certificate of Deposit & IRA Certificates are subject to an early withdrawal penalty

Consumer Loan Product Rates

Contact us and ask one of our Loan Specialists for the current rates and terms available.