Loans
Business Loans
The First National Bank of Elmer offers full business banking services, with the most competitive rates and terms available. We understand that the most important service we can provide is a quick answer. The Bank’s Commercial Lending Staff is ready to understand your borrowing needs and to provide quick solutions and flexible terms to meet those needs.
- Owner Occupied Real Estate
- Investment Real Estate
- Agricultural Loans
- Business Expansion Loans
- Business Lines of Credit
- Business Letter’s of Credit
- Vehicle Loans
- Term Loans
- Construction Loans
- Construction to Permanent Loans
Features
All of our Business Loan products feature:
- FAST Approval
- Lowest Rates Available
- Pre-Qualification Available
- Flexible Equity Contribution Options
- Reduced Settlement Costs
- Customization to Fit Your Financing Needs
US Small Business Administration Loans (SBA)
As a community Bank and recognized Small Business Administration (SBA) Lender, The First National Bank of Elmer works with the SBA to approve small business loans for real estate, equipment purchases, machinery, inventory, working capital, expansions, and/or acquisitions. Our team of experienced commercial lenders understand your unique needs and are committed to tailoring loan terms and conditions to meet your individual business goals.
For additional information regarding SBA loans, please contact our Commercial Lending Officers at (856) 358-7000 extension 0500.
Home Equity Loans
The First National Bank of Elmer offers a complete line of loan products available, at the lowest rates available. We take pride in providing fast and friendly service. The Bank’s Loan Department is fully staffed with experienced professionals ready to understand your borrowing needs and to provide flexible terms to meet those needs.
- Home Equity Loans
- Home Equity Lines of Credit
All of our Home Equity Loan products feature:
- FAST Approval
- Lowest Rates Available
- Automatic Debit Available
- Customization to Fit Your Financing Needs
For more information call Kevin C. Cunningham, VP/Retail Loan Officer, NMLS#710035 at 856-358-7000 ext 0523 or stop in to one of our six branch locations.
NMLS #410762
Residential Mortgages
The First National Bank of Elmer offers an extensive line of residential mortgage products comparable to any in the country, at the lowest rates available. We take pride in providing fast and friendly service. The Bank’s Mortgage Loan Department is fully staffed with seasoned professionals ready to understand your borrowing needs along with providing flexible terms to meet those needs.
- Fixed Rate Mortgages
- Conventional, U.S.D.A. and FHA Products
- Jumbo Loans
- Adjustable Rate Mortgages
- Construction Loans
- Construction to Permanent Loans
- Bridge / Swing Loans
All of our mortgage loan products feature:
- FAST Approval
- Lowest Rates Available
- Pre-Qualification Available
- Reduced Settlement Costs
- Customization to Fit Your Financing Needs
Call Kevin C. Cunningham, VP/Retail Loan Officer, NMLS#710035 at 856-358-7000, ext 0523 to solve all of your mortgage needs.
NMLS #410762
SAFE Act-NMLS Numbers
Safe Act Registration Disclosure
Secure and Fair Enforcement for Mortgage Licensing Act
The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires banks mortgage loan originators and their employing institutions to register with the Nationwide Mortgage Licensing System & Registry (NMLS). A listing of the mortgage loan originators of The First National Bank of Elmer along with their respective unique identifier number can be found below:
The First National Bank of Elmer – 410762
Julie Allen – 1376494
Timothy K. Anderson – 613859
Robert R. Bender – 1041930
Kevin C. Cunningham – 710035
Ray C. Garcia – 1376879
Michael P. Madison – 466889
Luis Maldonado – 1747032
Anthony Marino – 1486927
Michael A. Penk – 662862
Kimberly Robinson – 1460391
Charlene Rutherford – 718614
Jodie Serbeck – 1234345
Ruth C. Thibault – 1524294
Lisa Vargas – 1593707
Trevor A. Watson – 748446
Let’s Get Started!
The links to our lending forms and applications are below:
Loan Applications
- Commercial Loan Application – For commercial loans including construction, business, and mortgage loans.
- Home Equity Loan Application – For fixed rate and term home equity loans.
- Home Equity Line of Credit Application – For residential home equity lines of credit.
- Residential Mortgage Application (FNMA 1003) – For the construction, purchase or refinance of residential properties.
- Consumer Loan Application – For personal use term loans.
Lending Forms
- Personal Financial Statement – An individual statement of assets and liabilities.
- Schedule of Real Estate – A statement of real estate owned.
The First National Bank of Elmer
Loan Operations Center
PO Box 980
6 S Main Street
Elmer NJ, 08318
Loan Center Hours
Monday – Friday
8:30am – 5:00pm
NMLS #410762
Contact Us
If you are not sure which product is best for you, our Community Banking Specialists are ready to assist you. Fill out this form and a member of our Lending Team will be in touch shortly.
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