Rates

Current Deposit Rates

*Annual Percentage Yield (APY) Effective January 1, 2018 – Subject to early withdrawal penalty

Account Type	Min. Balance to Obtain Percentage Yield	Interest Rate	APY*	Interest is Compounded/ Contracted
Basic Checking Account	None	None	None	None
Super NOW	$1,000	0.10%	0.10%	Monthly/Monthly
Money Market	$1,000-$24,999.99	0.15%	0.15%	Monthly/Monthly
	$25,000-$99,999.99	0.20%	0.20%
	$100,000 and over	0.30%	0.30%
Money Market Bonus	$250,000 and over	0.40%	0.40%	Monthly/Monthly

SAVINGS
Statement Savings Account	$50.00	0.25%	0.25%	Quarterly/Quarterly
Christmas Club Accounts	$1.00	0.25%	0.25%	Simple/Maturity

CERTIFICATES OF DEPOSIT
7 – 31 Days	$25,000	0.05%	0.05%	Simple/Maturity
91 Days	$10,000	0.05%	0.05%	Monthly/Monthly
182 Days	$500	0.20%	0.20%	Monthly/Monthly
12 Months	$500	0.30%	0.30%	Monthly/Monthly
18 Months	$500	0.50%	0.50%	Monthly/Monthly
24 Months	$500	0.65%	0.65%	Monthly/Monthly
30 Months	$500	0.70%	0.70%	Monthly/Monthly
36 Months	$500	0.75%	0.75%	Monthly/Monthly
48 Months	$500	1.00%	1.00%	Monthly/Monthly
60 Months	$500	1.19%	1.20%	Monthly/Monthly

IRA CERTIFICATE ACCOUNTS
18 Month Variable Rate IRA	$100	0.50%	0.50%	Quarterly/Quarterly
12 Month Fixed Rate IRA	$100	0.30%	0.30%	Quarterly/Quarterly
18 Month Fixed Rate IRA	$100	0.50%	0.50%	Quarterly/Quarterly
24 Month Fixed Rate IRA	$100	0.65%	0.65%	Quarterly/Quarterly
30 Month Fixed Rate IRA	$100	0.70%	0.70%	Quarterly/Quarterly
36 Month Fixed Rate IRA	$100	0.75%	0.75%	Quarterly/Quarterly
48 Month Fixed Rate IRA	$100	1.00%	1.00%	Quarterly/Quarterly
60 Month Fixed Rate IRA	$100	1.19%	1.20%	Quarterly/Quarterly

Interest Rates and Annual Percentage Yield are subject to change solely at our discretion.
Maintenance or activity fees could reduce earnings on accounts.
Current rates will be quoted upon request or at the time of account opening.