FDIC insuredFDIC-Insured – Backed by the full faith and credit of the U.S. Government

Contact | About
Locations | Careers
Online Banking Login

First National Bank of Elmer

Business Loans

Index of Business Loans:

Get the capital you need with personalized attention, sound advice, and quick decisions made locally by seasoned professionals and a bank that understands your business!

With a customer-first approach, we can offer you two important benefits: quick turnaround on your loan request and flexibility in designing loan options. Our experienced lenders are here to help you with financing your business. We take pride in moving your business forward with loans that fit your unique borrowing needs.

Warehouse worker in protective eyewear holding box near shelves of inventory

Commercial & Industrial Loans/Term Loans

Our flexible loan options can help you purchase equipment, increase inventory, or cover other necessary business expenses. We offer customized solutions.

Woman taking notes on clipboard in front of shelves with inventory

Lines of Credit

Use your business assets to turn your accounts receivable into cash. Our lines of credit include competitive interest only payments on the amount outstanding.

Man leaning over saw cutting wood while a woman looks on

Commercial Real Estate Loans

Our commercial lenders are experts in Southern New Jersey real estate. We combine local knowledge and a relationship-driven approach to provide the most competitive products and services.

Architect writing on building plans with yellow hardhat on table

Construction & Land Development Loans

Whether you’re building a new office or enhancing your current location, our construction loans offer flexible terms and competitive rates to meet your construction needs. A Construction or Real Estate loan from The First National Bank of Elmer may be exactly what your business needs. Put our experience to work for you to get a custom financing solution for your business.

Lending Forms & Application

Commercial Loan Application
Personal Financial Statement
Schedule of Real Estate

US Small Business Administration Loans (SBA)

As a community Bank and recognized Small Business Administration (SBA) Lender, The First National Bank of Elmer works with the SBA to approve small business loans for real estate, equipment purchases, machinery, inventory, working capital, expansions, and/or acquisitions. Our team of experienced commercial lenders understand your unique needs and are committed to tailoring loan terms and conditions to meet your individual business goals.

U.S. Small Business Administration

For additional information regarding SBA loans, contact our Commercial Lending Officers at (856) 358-7000 ext. 0500.

Visit the SBA Website

SAFE Act-NMLS Numbers

Safe Act Registration Disclosure
Secure and Fair Enforcement for Mortgage Licensing Act

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires banks mortgage loan originators and their employing institutions to register with the Nationwide Mortgage Licensing System & Registry (NMLS). A listing of the mortgage loan originators of The First National Bank of Elmer along with their respective unique identifier number can be found below:

  • The First National Bank of Elmer - 410762
  • Julie Allen – 1376494
  • Timothy K. Anderson - 613859
  • Robert R. Bender - 1041930
  • Kevin C. Cunningham - 710035
  • Ray C. Garcia - 1376879
  • Deanna Guerrero-Hernandez - 2654368
  • Michael P. Madison – 466889
  • Anthony Marino - 1486927
  • Michael A. Penk - 662862
  • Charlene Rutherford – 718614
  • Jodie Serbeck - 1234345
  • Ruth C. Thibault - 1524294
  • Lisa Vargas - 1593707
  • Trevor A. Watson – 748446