FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Careers
Current Openings
Career Opportunities
The First National Bank of Elmer is an independent and locally owned community bank. We strive for one-on-one relationships with each of our customers and provide best in class financial products and services. Our hard-working and dedicated employees are the reason for our success. When filling a position or interviewing an applicant, we look for qualified candidates who can support our commitment to quality service and community involvement.
At The First National Bank of Elmer, our team members are part of an organization rich in tradition and history since 1903. We prioritize core values like integrity, respect, positive attitudes, diversity, and community leadership. This unites our team and separates our Bank from all others. We value the personal growth of our employees. The Bank has established a strong record of success largely due to the service and commitment of our people, and we look for opportunities to recognize and reward performance and passion.
Should you have any questions about job opportunities at The First National Bank of Elmer or be interested in forwarding your resume, please contact our Human Resources department at (856) 358-7000 extension 1102 or .
Equal Opportunity Employer
The First National Bank of Elmer is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, citizenship status, age, genetic information or family medical history, military membership, veteran status, disability if otherwise qualified with or without reasonable accommodation, or any other characteristic protected by law.
E-Verify Notice
The First National Bank of Elmer participates in the federal E-Verify program to confirm the identity and employment eligibility of all new employees.
To learn more about E-Verify, including your rights and responsibilities, please visit www.e-verify.gov.
E-Verify Participation Poster (English/Spanish)
Right to Work Poster (English/Spanish)
- Title: SVP/Chief Lending Officer
- Department: Admin
- Full Time
- Location: Lending Operations – Elmer NJ
- Salary Range: $215,000 – $245,000 Yearly
- Apply Now (PDF)
About The First National Bank of Elmer
Founded in 1903, The First National Bank of Elmer (FNBE) is a long-standing, community centered financial institution serving individuals, and businesses throughout South Jersey. With a reputation built on trust, service, and local decision-making, we continue to grow while preserving our commitment to personalized banking and strong community relationships.
We are seeking an experienced and mission driven Chief Lending Officer (CLO) to lead our lending strategy and support our continued growth across the region.
Job Summary
Responsible for all lending activities in the bank, including consumer, commercial and real estate loans made by the bank. Supervises the bank’s team of commercial relationship managers, retail and mortgage lenders and loan operations to ensure that loan, deposit, fee income and loan pricing goals are achieved or exceeded. Also responsible for new business development and the bank’s portfolio of borrowing and non-borrowing client relationships in conformance with established policies and procedures. A member of senior management participating in the strategic direction of the organization who works closely with other senior managers to ensure a cooperative relationship between all areas of the bank. Actively participates in the development of all management and board Initiatives with the staff, community, and clients. Required to be active in the bank’s target markets.
Essential Functions
- Maintains a strong knowledge and understanding of appropriate banking laws, regulations, internal policies, and procedures, and complies fully with those laws, regulations, policies and procedures.
- Partners with the CEO and Executive team to establish long-term lending goals and financial performance targets.
- Acts as a member of the bank’s management loan committee and participates in the board loan committee to present credits, discuss origination, pipeline, etc.
- Supervises the bank’s team of commercial and retail loan relationship managers to ensure that loan, deposit, fee income, and loan pricing goals are achieved or exceeded.
- Allocates appropriate time to the development of new business (loans and deposits) for the bank and is accountable for meeting or exceeding all assigned sales/deposit and cross sales goals – both their own and those of the lending team.
- Makes joint calls with commercial and small business lenders to provide coaching and guidance to assist in getting new business and/or closing the deal.
- Maintains the bank’s loan pipeline report ensuring information is current, accurate and that opportunities are actively managed and monitored.
- Supervises the lending team to ensure that loan write-ups are clear, concise, and completed in a timely fashion.
- Supervises the lending and loan operations team to ensure that all loans are properly and accurately documented, including all relevant information necessary to make an informed credit decision and are complete in all respects, both at loan-funding and on an ongoing basis.
- Supervises the lending team to ensure that any delinquencies are rigorously worked to receive payment as soon as each loan becomes past due. All loans are to be monitored in order to obtain updated financial information, and to be proactive in the renewal of maturing loans.
- In conjunction with the Accounting Department, assist with all aspects of the bank’s Current Expected Credit Losses (CECL)process.
- Identifies opportunities to revise existing and/or develop new lending products and services to meet the needs of the market and help the bank to meet its production goals.
- Partners with retail banking to build and strengthen relationships with local businesses, and community partners across South Jersey.
- Looks for opportunities for the bank to hold customer / prospect events, value-added seminars, e to help generate new business and leads. Helps coordinate those events to ensure maximum return on investment.
- Joins and actively participates in key business associations and networking groups to promote and generate new business for the bank.
- Ensure compliance with FNBE corporate guidelines and regulatory expectations related to BSA/AML/OFAC requirements.
- Ensures the bank’s overall loan quality objectives and operational goals are met.
Supervisory Duties
- Leads the lending team to ensure that loan write-ups are clear, concise, and completed in a timely fashion.
- Provides ongoing training, coaching, mentoring, and development for direct reports to ensure they have the skills necessary to do their job effectively and ensures that goals are being met.
- Performs staff reviews, coaching and disciplinary actions in conjunction with the Loan Administration Officer and Loan Operations Manager.
- Addresses staff concerns or issues reporting to and conferring with Loan Administration Officer and Loan Operations Manager.
Education, Experience & Certifications
- Bachelor’s degree and 10+ years financial services experience, with five or more years in progressively responsible roles in the credit/lending industry required.
- 10 years minimum commercial lending experience required.
- 10 years proven sales/business development experience required.
- 5 years experience with officer-level supervision/management required.
- Experience with workouts, problem loans, and restructuring analysis and methodology required.
- Full range of expertise in mortgage and consumer lending regulations required.
Knowledge, Skills & Abilities
- Thorough knowledge of consumer, commercial, and mortgage loan productions and collections-related functions.
- In-depth knowledge of lending theory, risk-based pricing, collections, pricing strategies, and portfolio risk analysis, with an emphasis in new business and loan portfolio management.
- Ability to connect and network effectively with people.
- Ability to operate independently at a fast pace, like variety, and handle multiple tasks.
- Well-developed written, communication, and presentation skills, including superb ability to communicate highly technical concepts effectively.
- Professional appearance, strong sales, and service orientation.
- Applicable PC and software proficiency.
- Ability to be effectively organized in a fluid environment.
- Thorough understanding of and ability to appropriately structure commercial loans.
- Thorough understanding of financial and cash flow analysis and government lending experience preferred.
- Computer experience in MS Office applications including Excel preferred.
Why join FNBE?
- Opportunity to influence strategy at a respected community bank with more than a century of history.
- A culture rooted in integrity, personal service, and meaningful community engagement.
- Competitive compensation, executive benefits, and a supportive leadership team.
Benefits Include:
- Health, dental, and vision benefits
- 401K with employer safe harbor contribution
- Holidays off with pay
- Paid Vacation Time
- Paid Sick Time
- Competitive bonus program
- Employee Assistance Program (EAP)
- Flexible Spending Account (FSA)
- Health reimbursement Account (HRA)
- Long Term Disability
- Group Life/Accidental Death Insurance
- Tuition Assistance
- Title: Teller/CSR
- Department: Retail
- Full Time
- Location: Upper Deerfield, Woodstown
- Salary: Starting from $17.75 hourly
- Apply Now (PDF)
Job Summary
Teller/CSRs are responsible for comprehensive, prompt, and efficient handling of customer banking transactions, while providing efficient and courteous customer service.
Essential Functions
- Operates a teller cash box and is responsible for comprehensive, prompt, and efficient customer transactions, verifying identities, signatures, balances, and account history.
- Receives checks and cash for deposits to accounts, verifies amounts, checks for proper check negotiability.
- Cashes checks, and processes withdrawals; pays out cash after verification of signatures and balances.
- Sales of Official Checks.
- Processes and logs night depository bags, and mail deposits.
- Answers phones assisting customers and/or transferring callers to appropriate branch personnel.
- Cross sells bank products and services when appropriate.
- Balances cash drawer at end of shift and reports any discrepancies to supervisors.
- Ensures workstations are properly stocked with supplies.
- Admits customers to their Safe Deposit Box(s).
- Assists with maintenance and settlement of the Vault, ATM and Night Drop.
- Compliance with the Bank Secrecy Act, OFAC and USA PATRIOT Act (including but not limited to) Customer Identification Program, customer due diligence and maintaining customer/account profiles, accurate completion of CTRs, Monetary Instrument logs and other records, identifying red flags and reporting unusual activities to the BSA Department.
- Prepares and maintains account paperwork and gathers customer information in accordance with regulations and bank policies.
- Assists customers with online banking, and debit card issues.
- Opens and closes the branch as needed.
Education & Experience
- High School Diploma/GED.
- Cash handling experience a plus.
- Successful completion of in-house training.
Knowledge, Skills & Abilities
- Strong organizational skills and attention to details.
- Ability to prioritize tasks and meet deadlines.
- Ability to function well in a fast-paced environment.
- Maintaining knowledge of bank policies and procedures and adherence to same.
- Participation in bank community service events.
- Handling of customer problems and complaints to best of ability, forwarding to a supervisor when necessary.
- Maintains a professional appearance and attitude.
- Good understanding of the Bank’s products and services.
- Above average interpersonal skills as well as oral and written communication skills.
- Team player.
Benefits Include:
- Health, dental, and vision benefits
- 401K with employer safe harbor contribution
- Holidays off with pay
- Paid Vacation Time
- Paid Sick Time
- Competitive bonus program
- Employee Assistance Program (EAP)
- Flexible Spending Account (FSA)
- Health reimbursement Account (HRA)
- Long Term Disability
- Group Life/Accidental Death Insurance
- Tuition Assistance
Why Join Our Team?
Join a team that values accuracy, integrity, and exceptional service. You’ll gain strong communication, problem-solving, and banking skills—setting the foundation for long-term growth in the financial industry.